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Ever wonder why there are so many different types of credit scores?

Billy Alt - Wednesday, November 08, 2017
BECAUSE IT’S BIG BUSINESS… Credit score formulas are highly complex and are closely guarded industry secrets, but they all do the same: predict the likelihood of you paying back a debtor on or ahead of time. FICO Score - There are 49 different FICO scores, each with different calculations. FICO scores range between 350 and 850, with 850 being a perfect credit score. All of the versions of the FICO score use your credit files from each of the major credit r ..

With the removal of judgments and tax liens, will my scores go up?

Billy Alt - Tuesday, June 27, 2017
With the Removal of Civil Judgements and Some Tax Liens, what will the credit reporting changes do to credit scores? Not as much as you would think. As you probably already know, the "Big 3 Credit Bureaus" are making required changes to the criteria used to report a tax lien and/or civil judgment. It is anticipated that already reporting tax liens and/or civil judgments that do not meet the new criteria will be removed from the 3 consumer credit reporting age ..

Removal of Civil Judgments and Tax Liens-will my score increase?

Billy Alt - Monday, June 26, 2017
With the Removal of Civil Judgements and Some Tax Liens, what will the credit reporting changes do to credit scores? Not as much as you would think. As you probably already know, the "Big 3 Credit Bureaus" are making required changes to the criteria used to report a tax lien and/or civil judgment. It is anticipated that already reporting tax liens and/or civil judgments that do not meet the new criteria will be removed from the 3 consumer credit reporting agenc ..

WHY YOU SHOULD NEVER, EVER DISPUTE NEGATIVE ITEMS ONLINE

Billy Alt - Monday, March 06, 2017
Why you should NEVER DISPUTE ONLINE Did you know that when you dispute information on your credit report online, you are giving up your consumer rights and one of the most effective dispute strategies available? The “BIG 3” credit reporting agencies have turned the online dispute process into what some say is now their #1 profit center, since the introduction of E-OSCAR in 2009. They charge the creditors for the accounts you question during the di ..

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