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What are FICO Scores?

Billy Alt - Sunday, March 26, 2017
FICO® Scores are used in over 90% of U.S. lending decisions to help lenders understand people’s credit risk and make better-informed lending decisions. They are a vital part of our credit health and influence our credit and loan approvals and what terms and interest rates we qualify for. Because FICO® Scores are the credit scores most widely used in lending decisions, viewing yours BEFORE the loan process can help you get a better understanding of how lenders will evaluate your credit risk when you apply for a loan or credit.

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