700 Credit Repair’s Home Ownership Guarantee!!
This unique program was designed for clients who have the desire and financial ability to purchase a home but lack the sufficient credit score to enable them to qualify. Any applicant who enrolls in 700's Guaranteed Loan Approval Program will be credit score eligible to purchase a home!
You could be living in your own home in less than 6 months if you take action and enroll today. There has never been a better time than right now to take back control of your life, your finances and the financial security of your family. Home Ownership is one of the fastest ways to reach financial success. And 700 Credit Repair's Home Ownership program is the fastest way to Home Ownership! Call (972) 279-0444
With 700 C.R. as your partner, you can be assured that your home-ownership goal will be accomplished within the next few weeks or months!
We can make this promise because this home buyer program is 93% effective for approving buyers with fair or poor credit ratings. In 2015, we obtained mortgage financing for well over 1,000 families who were previously declined for their home purchase.
700 Credit Repair in Dallas, TX. is the only organization in Texas authorized to offer the Home Ownership Guarantee. There is no other program like the Home Ownership Guarantee which guarantees home ownership!
How can this program get results in only 2-4 months? In most normal credit cycles, the financial rehabilitation process takes about 2 - 3 years. With this program, we compress the credit restoration process into 2-4 months. This is accomplished through the concentrated efforts of our strategic partners including; attorneys, credit remediation specialists, along with housing and financial counselors.
This program not only rebuilds and repairs your existing credit in a fraction of the traditional rebuild time, but delivers a substantial credit score increase as a direct result.
6 months of unlimited disputes, assist customer in opening credit trade lines, set up of Credit Tracker web portal and monthly portal updates, reimbursement of fee by dealer / builder when customer purchases house (if builder approves), monthly Home Ownership webinar, detailed Home Ownership credit analysis, customized H.O. profile sheet which shows what must happen to raise sore, customized Workbook which clearly defines specific game plan, timeframe and other information, removal of “consumer comments” prior to closing on home, communication with dealer / builder throughout program and much more. See portal for complete list of “what’s included”
“700 Power Process” Because it's not as easy as it once was to send a few letters and get a few deletions with the bureaus new automated dispute process.
This Credit Score Optimization Package attacks the score from multiple angles, includes additional tactics and focuses on not only the removal process but helps clients open specific types of accounts to create the perfect mixture and utilization rate!
While others simply address only 35% of the Credit Report by sending simple dispute letters, this process was designed to remove negative items and increase the scores as quickly as possible. By addressing 90% of the items affecting our client’s credit and by attacking the scores from multiple angles, our client’s results far exceed the industry average.
Our innovative approach to both “Credit Restoration” and “Credit Score Optimization” is constantly being adjusted to keep up with the never ending changes of our industry.
Our veteran team of industry pros continuously improves our process to keep up with the changes of the creditors and credit bureaus dispute process, credit score algorithms and new state and federal laws. Our exclusive Power Process is an industry first and has taken over 8 years to perfect.
“700 Power Process”
1) Detailed Credit Analysis – Review of credit report. 2) Assignment of a Credit Coach – Clients are assigned a Personal Credit Coach who will put your plan in writing, offer unlimited support throughout program, review client portal, items to dispute, issue exclusive credit workbook and Custom “Credit Rec/Score Code Sheet” & Decoding of FICO REASON CODES
Clients receive a custom sheet with a custom game plan of what can be done in addition to our dispute, audit and removal process.
Decoding of FICO REASON CODES – our coaching, processing and legal dispute & audit departments decode, understand and utilize your personal fico codes.
Coaches & Consultants analyze the open credit utilization and review with client where Physical Mail ie: USPS, FEDEX, UPS etc additional points can come from. A written game plan is reviewed with and given to our clients.
Assistance with opening $5,000.00 and $3,500.00 Revolving Credit Card Accounts from our trusted affiliates
3) Custom Dispute Process Created – Clients receive a custom dispute process created specifically for them using consumer protection laws, credit reporting laws and other proven tactics for the best possible results.
Respond to, Receive and or Initiate correspondence via telephone, e-mail, fax, physical mail ie: USPS, FEDEX, UPS etc. Use Certified Mail at our discretion.
4)FICO REASON CODES are once again used for the dispute process to assure our clients the correct items are being addressed
Processors review fico codes for a clear understanding of what is creating a drag on the score; your custom dispute process is built around these findings.
Processors review the codes for a clear understanding of what items are helping, or could help, the score. What may appear to be negative could actually have a positive effect on the score.
Unlimited Letters-Unlimited Processing, Unlimited Disputes, Audits &Unlimited Letters that utilize consumer’s rights and verify credit reporting laws are being followed.
Disputing & Auditing - 100% of the negative or harmful items on the very first round and all rounds after.
Processors compare your report to the 5 categories of the fico score for optimal improvement.
5) New Report Pulled at 42 Days- A new report is re - pulled and refreshed. This process is unique to the industry, others MUST HAVE RESULTS before they can move a file forward.
6) Client Portal Updated-Our Processing team automatically updates the Client Portal showing what was deleted, added and New Scores- affiliate/realtor / mortgage company portal updated
7) Results Update- Credit Analysis – We will review your file around day 42-45 and see what has been deleted, added or changed. A new game plan for processing on remaining items is created and your coach makes a plan to discuss with you!
8)) New letters out, and the next round is done. Steps are repeated throughout the program.
DISPUTE COMMENTS REMOVED AT YOUR REQUEST!