After a short interview with your consultant you will know the types of funding and business credit you can qualify for, the approximate amount of money you can be approved for, and you will know how quickly you can have your newly-acquired business funds available to you.
Once you have your own Business Finance Suite for your business you will finally know the feeling of having unprecedented access to money. You will be tied in with thousands of our lenders and over 30 core funding programs.
Through your Business Finance Suite and with the help of our certified business credit advisers, you will go through a 20 point compliance check to ensure your business is setup credibly. We actually reveal to you the secret lending guidelines that prevent so many business owners from being approved. We then help ensure you will meet those guidelines, so you can know you are approved before you even apply.
Once your business is set up credibly, your advisor will help you gain access to Experian Smart Business credit monitoring for free. Your advisor will also help you obtain a DUNS number for free, and will tell you how to activate your business credit profiles at no cost.
Next your business information is cross-checked against guidelines for thousands of different lenders to determine all the funding programs you can qualify for now. You will then be contacted by one of our certified finance officers who will help you navigate through all of your pre-qualified programs.
Once you have secured money for your business, your certified business credit adviser will then help you start building a business credit profile and score for your business so you can secure even more money with no personal guarantee or personal credit check.
With your adviser, you can build a strong business credit profile and be approved for store credit cards at places like Dell, Amazon, Wal-Mart, Costco, BP, Staples, Lowes and more. You can then also be approved for credit cards you can use anywhere including Visa, MasterCard, and American Express.
With us you have access to over 30 core funding programs with thousands of lenders. You have your own certified finance officer to help you secure money, and your own business credit advisor to help you build your business credit and secure even more money with no liability. All of this means you stand the best chance of being approved for the maximum amount of funding and credit for your business.
Almost all lenders keep their underwriting guidelines secret. As a result, most business owners who apply for financing are denied as they don't meet some of the lenders requirements for approval.
In step 1, we actually reveal the lenders secret formula for approval. We go through all 20 secret points that lenders look at on their business funding application, and help ensure your clients meet or exceed their requirements for approval.
By helping your clients meet lending requirements before they even apply, they then stand the best chance of approval.
We can assist your clients with filing for the proper corporation entity, setting up a virtual address, obtaining a phone, fax, and toll-free number. We also assist them in setting up their email address, getting their website up and running, insuring they have the proper licensing, and more, all in step 1. We even help your clients secure a merchant account to accept credit cards if they don't have one now.
As your clients proceed through the step, they will be completing an online funding application. Once completed, this application information will then "auto-populate" onto their funding and credit applications as they proceed. This will save them a lot of time and make it easy for your clients to apply as they only complete an application once, and then that data auto-populates with most of their future credit and funding applications.
Step 1 and all other steps give your clients the ability to go through each step with written and audio or video instructions. Your clients will also be assisted with our certified business credit coaches who will hold their hand as they walk your clients through the funding approval and business credit building process.
Our team and expert business advisors take care of your clients and help them through the business credit building process so your clients don't have to. This means your clients can simply sell the Finance Suite to their clients, then move on to make another sale while your clients are receiving exceptional service from their Finance Suite team.
As your clients complete step 1, they will finally know that they have a credible business that lenders will want to lend to. This makes it easier for them to get money for their business, starting in step 2.
One of the most important differences between our system and every other business credit building system is the cash funding your clients have access to, and how fast they receive it.
Your clients will love the idea of building business credit and limiting their personal liability, but even more importantly, they want cash money for their business and they want it quickly.
Our Finance Suite is the only system in the world that combines both business credit building and the acquisition of cash funding to ensure your clients can get more money quickly for their business, even with personal credit challenges.
In Step 2 your clients will complete their funding application by answering questions relating to their business assets and collateral. Once they complete this step, their full application is then cross-checked with thousands of lenders' underwriting guidelines and they are pre-qualified for an abundance of funding programs, including credit lines and loans.
In this step, your clients have access to thousands of different lenders, hundreds of direct finance sources, and millions-of-dollars in funding and business credit for their business.
They can qualify for merchant advanced, purchase order and accounts receivable financing, equipment and auto vehicle leasing, inventory financing, unsecure lines of credit, SBA loans up to $12 million, and much more. We even provide your clients with access to a credible company to help them create their business plan, if they need one.
Plus, many funding programs are based on the business collateral your clients have, such as credit card sales or consistent revenue. This lending only looks at the strengths of their businesses, making it even easier to be approved.
The Finance Suite has money available for business owners with challenged personal credit and even for brand new startup businesses. The Finance Suite offers cash funding as low as $5,000, and as high as $45 million dollars or more.
All together, the Finance Suite offers more funding sources and products than anywhere else, and your clients have their own certified finance officer to help them navigate their multiple funding options and help them get approved.
By offering such an abundance of financing sources and products we give your clients, as business owners, the best chance of being approved and obtaining funding for their business.
Once your clients have been approved for business funding, we then help them begin the process of building their business credit.
The first step in building business credit is to see what is on their business credit reports now. The Finance Suite makes this very easy, and free to do.
First, your clients will access their Experian Smart Business credit reports. This will show your clients if they have any trade lines now on their report, if they have an active credit profile open with Experian, how many inquiries your clients have on their report, and more.
Everything your clients need to know from Experian to build business credit is supplied through this Smart Business monitoring, and your clients can monitor their credit building in real-time with this feature. Plus the Finance Suite is the only place in the world that Experian actually gives clients this data for free.
Your clients can also elect to enroll for full credit monitoring with all three of the reporting agencies Equifax, Experian, and Dun & Bradstreet. The full monitoring does have a cost if your clients elect to enroll, and your clients can monitor and access their reports directly through their Finance Suite, the only system in existence with this direct integration with the reporting agencies.
Your clients can also obtain their DUNS number through the Finance Suite for no cost. And their credit profile with Dun & Bradstreet becomes active when their first vendor account reports. This means your clients avoid any required expenses from D&B, which would normally cost them up to $800 with them directly.
The Finance Suite is the only one in the world that lets your clients monitor their business credit reports in real-time as your clients are building their business credit. It also has direct integration with the business credit reporting agencies, gives your clients free Experian Smart Business access and a free DUNS number which will save your clients over $1,000. All of this shows how credible and valuable the Finance Suite truly is.
In Step 4 we help your clients get approved for new credit in their business name that reports to the appropriate business credit reporting agencies. Much of this credit can be obtained with no personal credit check, and with no personal guarantee required from your clients, which eliminates their personal liability.
The first step in building business credit is to get approved with 5 Net 30 vendors who will give your clients credit, and who report to the business credit reporting agencies. Once your clients are approved and they use those accounts, the accounts are reported and will become their initial trade lines on their business credit report.
Your clients have over 50 vendors to choose from, the largest selection anywhere. Most of those vendors will approve them for credit even if your clients are a brand new startup business, and with the major sources we supply clients with, they can easily find the vendors they want to use to help build their new business credit.
Each vendor in the Finance Suite offers extensive details about their company, reporting, and underwriting criteria. Your clients can see the bureaus that each vendor reports to, they can learn about the products and services each vendor offers, and they can review the vendor's actual underwriting guidelines, so your clients will know they can be approved before they even apply.
Your clients can even connect with each vendor directly through the Finance Suite with just one-click and all of their application information auto-populates from the Finance Suite onto their applications for credit, saving them hours of time. So with one-click your clients can easily submit their applications to their new business credit vendors.
Once their new vendor credit is reported to the business reporting agencies your clients are then awarded with an exceptional business credit score. We then help them leverage their newly built business credit profile and score to get approved for even more revolving business credit cards in Step 5.
It only takes a few months to build your clients initial vendor accounts in step 4 and have them reporting on their business credit report. Once these 5 new accounts are reporting, they can then start securing revolving credit cards in step 5.
Much of this credit your clients obtain in step 5 is business credit in their business name, so there is no personal credit check required and much of the credit can be obtained with no personal guarantee from your clients, which eliminates their personal liability.
Your clients can be approved for credit with Walmart, Costco, Amazon, Dell, Lowes, Sears, BP, Chevron, Sinclair Gas, Speedway, Sam's Club, Pitney Bowes, Apple, and many more. Your clients can even get approved for multiple credit cards with Visa, MasterCard, Discover, even American Express.
As your clients build their business credit in step 5 they will see that many creditors will issue them approvals as high as $10,000. Again, these are credit cards in their business name, and many of them require no personal credit check or personal guarantee from your clients to be approved.
In the Finance Suite, each retailer lists the products they sell, who they report to, and also their underwriting requirements, so your clients will know they can be approved before they even apply. This is the only system in existence that actually lists the real underwriting guidelines for each account, substantially increasing their chances of being approved.
We even offer your clients a $50,000 guarantee that they will be approved for at least $50,000 in business credit, and this guarantee applies regardless of their personal credit condition, so your clients truly have nothing to lose with our leading business credit building system.
Once your clients finish their business credit building in step 5 they are exposed to more funding programs in step 6. Many of these funding programs will allow them to qualify using their newly- established business credit profile and score, so they can get approved with no personal guarantee.
Step 6 is the reward your clients have worked for. Your clients can now finally separate their business and personal liability and secure money without being personally liable for their business debts. Now they have one of the strongest assets their business can possess, a powerful business credit profile.
This means in the future your clients will have a much easier time obtaining credit and funding in their business name. They will even start receiving multiple offers from retailers, Visa, MasterCard, Discover, and American Express, for business credit cards in their business name.
Now your clients can sit back and enjoy running a business with massive amounts of credit and capital backing them, making it even easier to build the business of their dreams.